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Social Housing Insurance

Social housing policy wordings are written in-house with the agreement of our underwriting partners.

Our wordings have been designed to include the bespoke cover requirements needed by housing associations.

Through one to one discussions we can help you to identify your risks and tailor bespoke insurance programmes that reflect your business exposures.

For example you may prefer to have aggregate protection or a single excess for each event and benefit from a specific product enhancement.  We’ll tailor or wordings to your requirements and suggest improvements where possible.

Why choose BBi for Social Insurance

Dedicated Team

With BBi, you will have a dedicated team who will be your day to day contact for all your insurance needs.

Wide Choice of Insurers

Whilst offering exclusive schemes, we will also approach a wide variety of financially strong markets. Giving you a range of competitive options and alternatives.

Proven Heritage

We have been providing insurance and risk management advice to a number of associations for over 10 years with our clients ranging from small associations to one of the largest in the sector.

Which Insurance Cover is right for you?

Property Stock

Property Stock

We offer competitive policy wordings however we understand each association has unique risks and we'll tailor our wordings to meet your specific requirements.

Motor Fleet

Motor Fleet

Cover is available for all vehicles owned by the organisation. A fleet can be arranged from 3 vehicles upwards.

Financial Risks

Financial Risks

Bespoke cover is available for financial risks including Professional Indemnity, Directors & Officers and Performance Bonds.

Commercial Activities

Commercial Activities

We understand that associations are having to diversify and BBi have the expertise and agility to respond to your changing landscape.

Comprehensive risk management services

Our service provides protection in the event of a loss and the cost of claims has a direct impact on the premiums charged. Through the development, implementation and ongoing maintenance of your cover, effective risk control and loss prevention practices can limit risk, resulting in fewer incidents and reduce claim costs.

Through a process of continuous improvement, we work together and help you to identify and quantify risk across your organisation and support you in managing these risks. Our comprehensive risk management includes the provision of advice, tools, materials and knowledge transfer capabilities to address weaknesses and develop effective resolutions.

Working together to improve your risk, reduce claims incidents and costs which will help drive down your insurance premiums.

Our Social Housing Insurance Product Highlights


Flexible limits of indemnity are available to ensure you comply with contractual requirements.

Directors & Officers

Cover can be arranged to sit above the NHF standard cover as an excess layer or cover can be arranged as primary with client opting out of the NHF scheme.


Whilst a quote will be available, options to insure on a 1st loss basis via Lloyds are also included. We are able to offer both Pool Re and options to insure on a first loss basis, which can offer premium savings.


What makes our Registered for Social Housing Providers Insurance right for you

More than just Insurance

We have the expertise to deliver a bespoke, specialist, insurance programme that can be tailored to your specific needs.  We cover all your risks from housing property and associated liabilities to engineering and financial lines incorporated within the same programme.

Our insurance products are enhanced with great service and support delivered by some of the industry’s most experienced advisers and can include:

  • Tailored targeted risk management services designed to reduce loss and future premiums
  • Efficient and effective, auditable online training systems
  • Claims handling delivered by a dedicated team of experts
  • Monitoring of claims performance against agreed parameters
  • Projected future loss performance analysis
  • Online access to claims data, management information, documents and certificates


Claims management expertise

We’re committed to giving you an efficient claims service with prompt settlement of all insured losses.  Working with our claims experts your material damage losses will be dealt with immediately and effectively.  This ensures minimal disruption and inconvenience for your tenants.

Liability claims are closely managed to ensure claims are settled promptly and rigorously defended where appropriate.

Why use BBi?

Our Heritage

As Chartered Insurance Brokers, BBi have the industry knowledge, insurance experience and ease of access to new & exciting markets.

Dedicated Account Manager

You get a dedicated Account Manager, responsible for the management of your cover, giving you one point of contact for all your insurance requirements.

Dedicated Claims Team

BBi employ a dedicated in-house claims team to manage all claims from notifications to settlement ensuring we look after your interests.

Independent with 50+ years' experience

Independent & impartial long standing relationships. With extensive, up to date knowledge of the latest legislation and Health & Safety issues faced by your sector.

Competitive Cover

With our exclusive cover facility, where flexible payment methods are available, you can be sure the policy you receive is market leading & tailored for you.

One Stop Shop

Obtain coverage for the Liability of business, individual vehicle or motor fleet, personal accident, household cover and other exposures you or the business faces.