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Drone Insurance

Whilst the insurance for Drones is relatively new, BBi has a proven heritage and experience in this sector. We use open market and specialist schemes to find the most appropriate cover for you, when you need it most.

BBi make Drone Insurance easy to understand. We de-jargon to help you understand what you need to do the get the policy and insurers that respond toyour needs.

Why use BBi for Drone Insurance

Market Leading Experts

BBi has been established over 50 years; we are Chartered Insurance Brokers and members of BIBA. We are also Lloyd’s Brokers and have direct access to all major insurers that offer drone insurance.

Tailored to your Needs

When you contact BBi, you will speak to individuals that understand drone insurance and can find a solution to most of your problems and issues.

BBi Group

BBi operate in the UAE, India and Ireland. Whilst we are deemed as being a global broker, we are privately owned and maintain a very personal service.

What you are covered for

These liability exposures are potential threats to everyone in the supply chain of unmanned systems: Manufacturers, Part and Payload Manufacturers, re-sellers, operators and end users.

3rd Party Bodily Injury

3rd Party Bodily Injury

Legal liability for Third party bodily injury due collision/crash/falling objects

3rd Party Property Damage

3rd Party Property Damage

Legal liability for Third party property damage due to collision/crash/falling objects

Consequential losses

Consequential losses

Legal liability for consequential losses due to collision/crash/falling objects

Claims Against You

Claims Against You

Legal liability for claims made towards you for invasion of privacy

The Future of Drones

As the use of drones increase with the natural consequence of more accidents occurring, both regulators and the general public will be become more aware of the risks involved.


As is often the case with emerging technologies, Insurance will pay a key role to allowing growth and development by providing protection to business and  the  industry as a whole. Berns Brett remain committed to staying  at the front of innovation and we are investing in creating and developing risk transfer solutions that are low cost, comprehensive in its protection  and  easy to understand and arrange.


As well as working with the insurance industry, we are also engaged with our clients so we can understand the general needs of the unmanned systems community and  ensure that our solutions are designed to deliver these to you.

Types of Drone Insurance Cover

Cover is tailored to your requirements and will depend on what you are using the drone for.

3rd Party Liability Cover

A compulsory cover with a limit up to £100m. It covers you against any 3rd party personal injury or property damage. The most expensive part of a drone could be the payload, and this is covered whilst in flight, in transit and in storage.

Loss or Damage

You can add cover for the loss or damage to the drone itself, any payload such as camera or spraying equipment plus any ground based equipment.

International Cover

Policies can also extend for use overseas, although some territories are excluded. Please contact us for full details as this can change from time to time.

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What can go wrong & Why

What can go wrong:

  • Aircraft Ingestion / collision
  • Collision with terrain / Fixed structures
  • Loss of UAV
  • Theft or Sabotage of UAV
  • Third Party Death and Bodily Injury
  • Fly aways/Non Returns
  • Claims of Third Party Invasion of Privacy
  • Cyber attack whilst UAV in operation


Frequent Causes:

  • Human error
  • Communication failure
  • Cyber attack whilst UAV in operation
  • Mechanical failure – part / payload / whole system
  • Software failure – Loss of UAV, No return, Loss of control
  • Malevolent third party actors
  • Environment
  • Weather
  • Wildlife
  • Faulty Calibration


We work to make sure your Drone is covered for any eventuality.

Why use BBi?

Our Heritage

As Chartered Insurance Brokers, BBi have the industry knowledge, insurance experience and ease of access to new & exciting markets.

Dedicated Account Manager

You get a dedicated Account Manager, responsible for the management of your cover, giving you one point of contact for all your insurance requirements.

Dedicated Claims Team

Unlike other providers, BBi employ a dedicated in-house claims team to manage all claims from notifications to settlement ensuring we look after your interests.

Independent with 50+ years' experience

Independent & impartial long standing relationships. With extensive, up to date knowledge of the latest legislation and Health & Safety issues faced by your sector.

Competitive and Exclusive Cover

With our exclusive cover facility, where flexible payment methods are available, you can be sure the policy you receive is market leading & tailored for you.

One Stop Shop

Obtain coverage for the Liability of business, individual vehicle or motor fleet, personal accident, household cover and other exposures you or the business faces.