+44 (0)20 8559 2111

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Liability Statements

  • The client meets the minimum standards of Health & Safety to comply with all current legislation
  • No use of heat equipment other than steam cleaning is carried out away from the premises
  • Pest control does not exceed 10% of the turnover

(Please provide details on page 4 if any of these are incorrect)

Employer's Liability

Limit of indemnity £10,000,000

Public & Products Liability

  • None of the premises are unoccupied or vacant
  • No premises exceeds 25% non-standard construction
  • No premise has a flat roof exceeding 25% of the overall area
  • No premises have composite panels forming part of the construction
  • No premise has a sprinkler system
  • All premises meet the minimum standard of security
  • No premise exceeds 2500 sq metres
  • No premise is a listed building

(Please provide details on page 4 if any of these are incorrect)


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Street address, P.O. box, company name, c/o

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Street address, P.O. box, company name, c/o

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Street address, P.O. box, company name, c/o

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Street address, P.O. box, company name, c/o

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State / Province / Region

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  • The business has not been taken over, merged with or taken over any other company in the last 3 years
  • There are no ongoing disputes with any employees or involving other companies
  • There are no redundancies envisaged in the next 12 months

Sum insured £100,000 (£1m aggregate for employment compensation awards)

(Please provide details on page 4 if any of these are incorrect)

  • An insurer has never declined them for insurance, applied increased terms, or refused to renew or cancelled any policy.
  • No Principal, Director or Partner has ever been convicted of or charged (but not yet tried).
  • No Principal, Director or Partner has ever been declared bankrupt or insolvent, have been disqualified from being a Director or been involved in any company which went into receivership or administration.
  • No Principal, Director or Partner who has County Court Judgments or Sheriff Court Decrees.
  • The proposer(s) have not been trading without insurance cover.
  • The proposer/policyholder is not domiciled anywhere other than the United Kingdom.
  • There have been no incidents that have resulted in an HSE investigation or prosecution.
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Berns Brett Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom and by the Central Bank of Ireland for conduct of business rules in respect of insurances placed in Ireland. Registered Office - The Old Court House, 191 High Road, South Woodford, London, E18 2QF. Registered in England - 910250. Berns Brett Ltd is part of the Berns Brett Group of Associated Companies that also includes, BBi Horsham, BBi Berns Brett Masaood, BBi India, BBi Ireland, BBi Financial Planning and BBi Risk Solutions