Specialist Health & Safety and Insurance Solutions for the Recovery Industry
Understanding risk can be the essence of survival. Risks can either be ignored, eliminated, managed or transferred (insurance). The BBi Group get involved in all aspects of risk control to make sure their clients are aware of the importance of understanding the risks they run and the implications of ignoring these risks. If it is possible to eliminate risk we can also assist.
Insurance and the transfer of risk is just part of the control process and we believe that risk management is by far the most important way an organisation can protect itself from the consequences of risk exposure. If insurance leads to complacency this can, in fact, increase corporate risk considerably.
We aim to act as our clients’ insurance departments for companies where it is uneconomic to employ their own insurance and risk control professionals. We also assist in-house departments that require our specialist services.
What is RecoverySure from BBi?
RecoverySure is a new product from the BBi Group that brings together the specialist health and safety services of BBi Alternative Solutions with the expert insurance skills of BBi Berns Brett to provide a combined insurance and health and safety solution for your business.
The recovery industry has some specific features and risks that dissuade many insurers from offering cover.
This often stems from a lack of understanding and an inability to apply an appropriate risk selection process when deciding which risks to insure. With our help, a number of new insurance markets could open up to you.
BBi RecoverySure will not only reduce your insurance premiums but will also reduce your costs in complying with health and safety legislation and good practice.
What can RecoverySure offer you?
BBi RecoverySure is not a standard motor trade product. It has specific cover extensions that are not included in a standard policy. Once you satisfy certain eligibility requirements, you will be appointed an Account Executive who will tailor a complete insurance and health and safety programme for you. Cover can include:
- All Risks for your buildings, own and customers’ vehicles, tools, machinery etc
- Business Interruption
- Road Risks
- Loss of use of recovery vehicles
- Employers Liability
- Public Liability, including commercial loads of customers’ vehicles
- Engineering
- Money
- Personal Accident
- Claims rebate
- Terrorism
Having been involved in the Recovery Industry for many years, we will continue to monitor your requirements whilst tracking the changes in industry and government legislation. We will help you through any major incidents or claims and provide a complete ‘hands on’ service throughout the year.
RecoverySure is designed to provide a complete answer to your Risk Management and Insurance requirements.
Human Resources
Employment issues can be a minefield for businesses - large and small. The sheer volume of paperwork and legislative changes plus the ‘compensation culture’ in the UK, has put a tremendous burden on all employers.
Failure to comply with the letter of the law and to follow specific employment procedures can have devastating effects.
Even unwitting breaches of employment legislation can result in substantial awards. For certain breaches, there is no limit to the amounts that Tribunals can award.
BBi Alternative Solutions is a major provider of Employment Services to the recovery industry.
We will work with you to develop compliant policies and procedures and offer a ‘hands on’ approach if you get involved in an employee dispute or tribunal.
However, even if you follow the right procedures, you can still end up in Tribunal. Our service is fully insured and you will be covered for any defence costs and Tribunal awards up to £75,000.
Unlike many of our competitors, our service is not restricted to the provision of manuals.
We work with you on a continued basis and effectively become your HR department. In summary, our service includes:
- Audit and control of your Human Resources Processes
- ‘Hands On’ day to day support
- Creation of Employment Contracts and Company Handbooks
- Tribunal Preparation & Representation
- Advice & Attendance at Grievance & Disciplinary Hearings
- Creation of employment policies and procedures
- Provision of personnel systems
- 24 hour advice
- Insured Service
- Regular Updates
- Training
Training
Whilst we can tailor a training programme to your requirements, we regularly run the following courses at our training suite.
Where there are sufficient numbers we can also organise bespoke training programmes at your premises or other premises local to you:
- First Aid at work
- First Aid for appointed persons
- Basic First Aid Skills
- Health & Safety Competent Person
- Risk Assessment
- Accident Prevention/Investigation
- Fire Risk Assessment
- Basic Health & Safety Law
- COSHH Regulations/Assessment
- Display Screen Regulations/Assessments
- Manual Handling
- Fire Marshall/Warden
- Fire Training
- Disciplinary & Grievance Procedures & Handling
- Coaching a Learner
- Communication Skills
- Employment Law
- Age Discrimination
- Discrimination in Employment
- Customer Care
- Induction Training
- Interview Techniques
- Staff Appraisals
- Skills/Training Analysis
Health & Safety in the Recovery Industry
If not properly managed, complying with Health & Safety Legislation in the Recovery Industry can tie up senior members of staff for days on end. These requirements can prove to be difficult to implement and maintain effectively, particularly for smaller organisations that may not have a designated competent Health and Safety Officer.
BBi Alternative Solutions can assist your organisation to comply with current legislative requirements and to identify your needs.
We employ consultants who do not come from a purely academic background but have considerable experience in your industry.
We offer a free Health and Safety Review to determine your organisation’s level of compliance and to identify the areas in which you may need further assistance. We can help you manage the problems of Health & Safety more efficiently, which can include BBi Alternative Solutions effectively becoming your internal Health & Safety department. You may want the peace of mind of having your own fully qualified Health and Safety professional a phone call away, available at a fraction of the cost of employing your own qualified person. Also, some businesses are uncomfortable with the concept of employing their own qualified individual as they often have unique skills in the business and this can lead to problems if they leave or when they are on vacation etc.
Whatever your needs, whether it is basic Occupational Health and Safety advice or an in depth and long term consultancy arrangement, our services can be tailored to meet your specific requirements.
The following outlines the various Occupational Health and Safety services BBi Alternative Solutions can offer.
- Audit and control of your Health and Safety Processes
- Risk Assessment and Monitoring Audits
- Policies and Procedures Developed
- Implementation Assistance and 24 hour advice
- Safety Statistics and Analysis
- Premises Fire Risk Assessments
- Manual Handling
- Display Screens
- COSHH
- Portable Appliance Testing
- On Road Risk Assessments
- PAS 43
As one of the UK's leading independent insurance brokers, Berns Brett work with many of the largest insurers to provide extensive cover. We will always discuss your requirements in detail before recommending cover but to start the quotation process please complete the online RecoverySure form (below) or call us on 0800 3588 222.